{"id":83718,"date":"2025-01-02T17:00:04","date_gmt":"2025-01-02T10:00:04","guid":{"rendered":"https:\/\/itviec.com\/blog\/?p=83718"},"modified":"2025-04-23T20:21:46","modified_gmt":"2025-04-23T13:21:46","slug":"baas-by-mbbank","status":"publish","type":"post","link":"https:\/\/itviec.com\/blog\/baas-by-mbbank\/","title":{"rendered":"BaaS by MBBank: D\u1ea5u \u1ea5n chuy\u1ec3n \u0111\u1ed5i s\u1ed1 m\u1ea1nh m\u1ebd v\u1edbi tri\u1ebft l\u00fd l\u1ea5y kh\u00e1ch h\u00e0ng l\u00e0m trung t\u00e2m"},"content":{"rendered":"\n
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\"baas-by-mbbank-cover\"<\/div>\n<\/div>\n\n\n\n
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D\u1ecbch v\u1ee5 BaaS (Banking as a Service) l\u00e0 m\u00f4 h\u00ecnh cung c\u1ea5p d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng th\u00f4ng qua vi\u1ec7c t\u00edch h\u1ee3p c\u00e1c API (Application Programming Interface) v\u00e0o h\u1ec7 th\u1ed1ng c\u1ee7a doanh nghi\u1ec7p ho\u1eb7c c\u00e1c n\u1ec1n t\u1ea3ng c\u00f4ng ngh\u1ec7 kh\u00e1c c\u00f3 t\u00ednh n\u0103ng giao d\u1ecbch t\u00e0i ch\u00ednh. S\u1ef1 t\u00edch h\u1ee3p n\u00e0y gi\u00fap c\u00e1c doanh nghi\u1ec7p, t\u1ed5 ch\u1ee9c phi t\u00e0i ch\u00ednh cung c\u1ea5p \u0111\u1ea7y \u0111\u1ee7 c\u00e1c ch\u1ee9c n\u0103ng ng\u00e2n h\u00e0ng nh\u01b0 – m\u1edf t\u00e0i kho\u1ea3n, chuy\u1ec3n ti\u1ec1n, thanh to\u00e1n, vay v\u1ed1n – m\u1ed9t c\u00e1ch d\u1ec5 d\u00e0ng, nhanh ch\u00f3ng v\u00e0 hi\u1ec7u qu\u1ea3 m\u00e0 kh\u00f4ng c\u1ea7n x\u00e2y d\u1ef1ng h\u1ea1 t\u1ea7ng ng\u00e2n h\u00e0ng ri\u00eang bi\u1ec7t.<\/em><\/h2>\n\n\n\n

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L\u00e0 m\u1ed9t trong nh\u1eefng ng\u00e2n h\u00e0ng h\u00e0ng \u0111\u1ea7u t\u1ea1i Vi\u1ec7t Nam, MB lu\u00f4n \u0111i \u0111\u1ea7u trong c\u00f4ng cu\u1ed9c chuy\u1ec3n \u0111\u1ed5i s\u1ed1 v\u00e0 kh\u1ea3 n\u0103ng l\u00e0m ch\u1ee7 c\u00f4ng ngh\u1ec7. BaaS by MBBank l\u00e0 minh ch\u1ee9ng r\u00f5 n\u00e9t cho \u0111i\u1ec1u n\u00e0y khi s\u1ed1 l\u01b0\u1ee3ng API do MB cung c\u1ea5p \u0111\u1ee9ng \u0111\u1ea7u th\u1ecb tr\u01b0\u1eddng v\u1edbi th\u1eddi gian t\u00edch h\u1ee3p nhanh ch\u00f3ng c\u00f9ng ch\u1ea5t l\u01b0\u1ee3ng d\u1ecbch v\u1ee5 v\u01b0\u1ee3t tr\u1ed9i. Qua \u0111\u00f3, MB kh\u00f4ng ng\u1eebng h\u1ed7 tr\u1ee3 c\u00e1c \u0111\u1ed1i t\u00e1c ph\u00e1t tri\u1ec3n h\u1ec7 sinh th\u00e1i s\u1ed1 hi\u1ec7n \u0111\u1ea1i, l\u1ea5y kh\u00e1ch h\u00e0ng l\u00e0m trung t\u00e2m c\u1ed1t l\u00f5i v\u00e0 c\u00f4ng ngh\u1ec7 l\u00e0 \u0111\u1ed9ng l\u1ef1c \u0111\u1ed9t ph\u00e1.<\/p>\n\n\n\n

D\u1ecbch v\u1ee5 BaaS c\u1ee7a MB kh\u00f4ng ch\u1ec9 l\u00e0 gi\u1ea3i ph\u00e1p ng\u00e2n h\u00e0ng t\u00edch h\u1ee3p API m\u00e0 c\u00f2n l\u00e0 c\u1ea7u n\u1ed1i t\u1ea1o d\u1ef1ng h\u1ec7 sinh th\u00e1i \u0111\u1ed1i t\u00e1c \u0111a d\u1ea1ng, xoay quanh c\u00e1c nh\u00f3m kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p ch\u00ednh bao g\u1ed3m:<\/p>\n\n\n\n

\u25cf<\/span>\u00a0Fintech v\u00e0 trung gian thanh to\u00e1n
\u25cf<\/span>\u00a0Doanh nghi\u1ec7p b\u00e1n l\u1ebb
\u25cf<\/span>\u00a0D\u1ecbch v\u1ee5 cung c\u1ea5p n\u1ec1n t\u1ea3ng b\u00e1n h\u00e0ng, m\u00e1y b\u00e1n h\u00e0ng (kh\u00f4ng ph\u1ea3i trung gian thanh to\u00e1n)
\u25cf<\/span>\u00a0Master merchant (whitelabel)<\/p>\n\n\n\n

C\u00f9ng tr\u00f2 chuy\u1ec7n v\u1edbi Anh Ph\u1ea1m \u0110\u1ee9c Duy <\/strong>\u2013 Gi\u00e1m \u0110\u1ed1c D\u1ef1 \u00e1n BaaS \u2013 Kh\u1ed1i Ng\u00e2n h\u00e0ng s\u1ed1 v\u00e0 Anh Tr\u1ecbnh Minh \u0110\u1ee9c <\/strong>\u2013 Tech Lead D\u1ef1 \u00e1n BaaS \u2013 Kh\u1ed1i C\u00f4ng ngh\u1ec7 th\u00f4ng tin c\u1ee7a MB \u0111\u1ec3 hi\u1ec3u h\u01a1n v\u1ec1 BaaS v\u00e0 c\u00e1ch m\u00e0 MB BaaS \u0111\u00e3 \u0111\u1ecbnh v\u1ecb, tri\u1ec3n khai, ph\u00e1t tri\u1ec3n m\u1ea1nh m\u1ebd trong th\u1eddi gian qua t\u1ea1i Vi\u1ec7t Nam.<\/p>\n\n\n\n

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\"baas-by-mbbank-ho-so-chuyen-gia\"<\/div>\n\n\n\n

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\"baas-by-mbbank-subheadline-1\"<\/div>\n\n\n\n

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Kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p kh\u00f4ng ch\u1ec9 \u0111\u01a1n thu\u1ea7n l\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 c\u1ee7a MB m\u00e0 c\u00f2n l\u00e0 \u0111\u1ed1i t\u01b0\u1ee3ng trung t\u00e2m, \u1edf \u0111\u00f3 m\u1ecdi gi\u1ea3i ph\u00e1p t\u00e0i ch\u00ednh \u0111\u01b0\u1ee3c ph\u00e1t tri\u1ec3n d\u1ef1a tr\u00ean nhu c\u1ea7u v\u00e0 mong mu\u1ed1n c\u1ee7a h\u1ecd. M\u1ed7i gi\u1ea3i ph\u00e1p t\u00e0i ch\u00ednh m\u00e0 MB mang \u0111\u1ebfn \u0111\u1ec1u \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf d\u1ef1a tr\u00ean s\u1ef1 th\u1ea5u hi\u1ec3u s\u00e2u s\u1eafc v\u1ec1 h\u00e0nh vi, nhu c\u1ea7u v\u00e0 mong \u0111\u1ee3i c\u1ee7a kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p.<\/p>\n\n\n\n

V\u1edbi d\u1ecbch v\u1ee5 BaaS, MB mong mu\u1ed1n t\u1ea1o ra m\u1ed9t h\u1ec7 sinh th\u00e1i t\u00e0i ch\u00ednh linh ho\u1ea1t v\u00e0 d\u1ec5 d\u00e0ng t\u00f9y ch\u1ec9nh, l\u00e0 n\u1ec1n t\u1ea3ng \u0111\u1ec3 c\u00e1c doanh nghi\u1ec7p t\u00edch h\u1ee3p c\u00e1c t\u00ednh n\u0103ng ng\u00e2n h\u00e0ng c\u1ee7a MB tr\u1ef1c ti\u1ebfp v\u00e0o s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 c\u1ee7a h\u1ecd, gi\u00fap tr\u1ea3i nghi\u1ec7m t\u00e0i ch\u00ednh c\u1ee7a kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p v\u00e0 ng\u01b0\u1eddi d\u00f9ng cu\u1ed1i tr\u1edf n\u00ean li\u1ec1n m\u1ea1ch v\u00e0 xuy\u00ean su\u1ed1t h\u01a1n.<\/p>\n\n\n\n

T\u1ea1i sao l\u1ea1i n\u00f3i BaaS l\u00e0 xu h\u01b0\u1edbng ph\u00e1t tri\u1ec3n c\u1ee7a ng\u00e0nh ng\u00e2n h\u00e0ng, th\u01b0a anh?<\/strong><\/em><\/p>\n\n\n\n

Anh Ph\u1ea1m \u0110\u1ee9c Duy:<\/strong><\/p>\n\n\n\n

Th\u1ef1c t\u1ebf, BaaS kh\u00f4ng ph\u1ea3i l\u00e0 m\u00f4 h\u00ecnh m\u1edbi v\u00ec \u0111\u00e3 \u0111\u01b0\u1ee3c c\u00e1c ng\u00e2n h\u00e0ng nghi\u00ean c\u1ee9u v\u00e0 ph\u00e1t tri\u1ec3n t\u1eeb n\u0103m 2017. Tuy nhi\u00ean, qu\u00e1 tr\u00ecnh n\u00e0y b\u1ecb ch\u1eefng l\u1ea1i v\u00ec Covid-19 v\u00e0 ch\u1ec9 m\u1edbi ti\u1ebfp t\u1ee5c b\u00f9ng n\u1ed5 g\u1ea7n \u0111\u00e2y. Theo d\u1ef1 \u0111o\u00e1n t\u1eeb c\u00e1c Chuy\u00ean gia kinh t\u1ebf h\u00e0ng \u0111\u1ea7u, \u0111\u1ebfn n\u0103m 2027 doanh thu t\u1eeb BaaS to\u00e0n c\u1ea7u v\u00e0o kho\u1ea3ng 38-40 t\u1ef7 USD, t\u0103ng g\u1ea5p 4 l\u1ea7n so v\u1edbi n\u0103m 2022 (11 t\u1ef7 USD). V\u1eady n\u00ean, \u0111\u00e2y l\u00e0 xu h\u01b0\u1edbng m\u00e0 c\u00e1c ng\u00e2n h\u00e0ng \u0111\u1ec1u mu\u1ed1n tham gia v\u00e0o.<\/p>\n\n\n\n

BaaS l\u00e0 m\u1ed9t trong c\u00e1c tr\u1ee5 c\u1ed9t ch\u00ednh trong c\u00f4ng cu\u1ed9c chuy\u1ec3n \u0111\u1ed5i s\u1ed1 to\u00e0n di\u1ec7n c\u1ee7a ng\u00e0nh ng\u00e2n h\u00e0ng. Vi\u1ec7c c\u00e1c ng\u00e2n h\u00e0ng v\u00e0 doanh nghi\u1ec7p \u0111\u1ea7u t\u01b0 m\u1ea1nh m\u1ebd v\u00e0o ph\u00e1t tri\u1ec3n h\u1ea1 t\u1ea7ng c\u00f4ng ngh\u1ec7 t\u1ea1o \u0111i\u1ec1u ki\u1ec7n thu\u1eadn l\u1ee3i \u0111\u1ec3 tri\u1ec3n khai s\u00e2u r\u1ed9ng c\u00e1c d\u1ecbch v\u1ee5 BaaS. B\u1edfi l\u1ebd, y\u1ebfu t\u1ed1 quan tr\u1ecdng \u0111\u1ec3 tri\u1ec3n khai d\u1ecbch v\u1ee5 n\u00e0y l\u00e0 doanh nghi\u1ec7p c\u1ea7n c\u00f3 n\u0103ng l\u1ef1c c\u00f4ng ngh\u1ec7 th\u00f4ng tin \u0111\u1ec3 t\u00edch h\u1ee3p c\u00e1c API v\u1edbi ng\u00e2n h\u00e0ng, cho ph\u00e9p h\u1ec7 th\u1ed1ng hai b\u00ean c\u00f3 th\u1ec3 k\u1ebft n\u1ed1i th\u00f4ng su\u1ed1t v\u1edbi nhau.<\/p>\n\n\n\n

MB t\u1ef1 h\u00e0o l\u00e0 m\u1ed9t trong nh\u1eefng ng\u00e2n h\u00e0ng ti\u00ean phong trong vi\u1ec7c tri\u1ec3n khai BaaS t\u1ea1i th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam. V\u1edbi g\u1ea7n 1000 API \u0111a d\u1ea1ng, ch\u1ea5t l\u01b0\u1ee3ng d\u1ecbch v\u1ee5 v\u01b0\u1ee3t tr\u1ed9i v\u00e0 th\u1eddi gian t\u00edch h\u1ee3p nhanh ch\u00f3ng, MB \u0111\u00e3 cung c\u1ea5p d\u1ecbch v\u1ee5 li\u1ec1n m\u1ea1ch cho h\u01a1n 1000 \u0111\u1ed1i t\u00e1c doanh nghi\u1ec7p c\u00f9ng 150.000 kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n. Trong th\u1eddi gian t\u1edbi, MB s\u1ebd ra m\u1eaft nhi\u1ec1u API m\u1edbi, \u0111em \u0111\u1ebfn nh\u1eefng ti\u1ec7n \u00edch n\u00e2ng cao cho doanh nghi\u1ec7p c\u0169ng nh\u01b0 cho ph\u00e9p ng\u01b0\u1eddi d\u00f9ng cu\u1ed1i c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh v\u00e0 phi t\u00e0i ch\u00ednh c\u1ee7a MB li\u1ec1n m\u1ea1ch tr\u00ean c\u00e1c \u1ee9ng d\u1ee5ng mua h\u00e0ng tr\u1ef1c tuy\u1ebfn, v\u00ed \u0111i\u1ec7n t\u1eed\u2026 Th\u1eadm ch\u00ed, vi\u1ec7c ph\u1ea3i ch\u1edd \u0111\u1ee3i \u0111\u1ec3 thanh to\u00e1n khi mua h\u00e0ng t\u1ea1i c\u00e1c si\u00eau th\u1ecb, b\u1ec7nh vi\u1ec7n, c\u1eeda h\u00e0ng,\u2026 c\u0169ng \u0111\u01b0\u1ee3c gi\u1ea3m thi\u1ec3u \u0111\u00e1ng k\u1ec3 v\u1edbi c\u00e1c t\u00ednh n\u0103ng thanh to\u00e1n nhanh ch\u00f3ng do BaaS mang l\u1ea1i.<\/p>\n\n\n\n

Theo anh, tri\u1ebft l\u00fd \u201cl\u1ea5y kh\u00e1ch h\u00e0ng l\u00e0m trung t\u00e2m\u201d \u0111\u01b0\u1ee3c th\u1ec3 hi\u1ec7n th\u1ebf n\u00e0o trong s\u1ea3n ph\u1ea9m BaaS by MB Bank?<\/strong><\/em><\/p>\n\n\n\n

Anh Ph\u1ea1m \u0110\u1ee9c Duy:<\/strong><\/p>\n\n\n\n

T\u1eeb n\u0103m 2021, H\u1ed9i \u0111\u1ed3ng qu\u1ea3n tr\u1ecb v\u00e0 Ban l\u00e3nh \u0111\u1ea1o Ng\u00e2n h\u00e0ng \u0111\u00e3 x\u00e1c \u0111\u1ecbnh BaaS l\u00e0 m\u1ed9t trong 3 n\u1ec1n t\u1ea3ng ch\u00ednh c\u1ee7a MB bao g\u1ed3m: BaaS, Kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n, kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p. T\u1eeb 3 n\u1ec1n t\u1ea3ng \u0111\u00f3, ch\u00fang t\u00f4i x\u00e2y d\u1ef1ng n\u00ean 4 nh\u00e0 m\u00e1y s\u1ed1 trong \u0111\u00f3 c\u00f3 nh\u00e0 m\u00e1y s\u1ed1 d\u00e0nh cho BaaS<\/strong>.<\/p>\n\n\n\n

Ban l\u00e3nh \u0111\u1ea1o MB \u0111\u00e3 nh\u00ecn th\u1ea5y xu th\u1ebf c\u1ee7a t\u01b0\u01a1ng lai l\u00e0 g\u1ea7n nh\u01b0 m\u1ecdi ng\u01b0\u1eddi d\u00e2n \u0111\u1ec1u s\u1eed d\u1ee5ng \u0111i\u1ec7n tho\u1ea1i th\u00f4ng minh v\u00e0 nhu c\u1ea7u c\u1ee7a h\u1ecd l\u00e0 l\u00e0m m\u1ecdi th\u1ee9 ch\u1ec9 v\u1edbi m\u1ed9t thi\u1ebft b\u1ecb n\u00e0y. H\u01a1n th\u1ebf n\u1eefa, y\u00eau c\u1ea7u c\u1ee7a kh\u00e1ch h\u00e0ng v\u1ec1 tr\u1ea3i nghi\u1ec7m d\u1ecbch v\u1ee5 li\u1ec1n m\u1ea1ch, th\u00f4ng su\u1ed1t, kh\u00f4ng gi\u00e1n \u0111o\u1ea1n tr\u00ean c\u00e1c n\u1ec1n t\u1ea3ng l\u00e0 \u0111\u1ed9ng l\u1ef1c \u0111\u1ec3 ch\u00fang t\u00f4i thi\u1ebft k\u1ebf gi\u1ea3i ph\u00e1p thanh to\u00e1n thu\u1eadn ti\u1ec7n, cho ph\u00e9p kh\u00e1ch h\u00e0ng s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 c\u1ee7a ng\u00e2n h\u00e0ng ngay tr\u00ean c\u00e1c \u1ee9ng d\u1ee5ng b\u00e1n h\u00e0ng tr\u1ef1c tuy\u1ebfn, m\u1ea1ng x\u00e3 h\u1ed9i\u2026<\/p>\n\n\n\n

Th\u1ecb tr\u01b0\u1eddng \u0111\u00e3 h\u00ecnh th\u00e0nh nhu c\u1ea7u \u2013 l\u00fac n\u00e0y nh\u01b0 l\u00e0 b\u1ec7 ph\u00f3ng \u0111\u1ec3 th\u00fac \u0111\u1ea9y cho d\u1ecbch v\u1ee5 BaaS c\u1ee7a MB. C\u00f9ng v\u1edbi \u0111\u00f3, vi\u1ec7c \u0111\u00e3 c\u00f3 s\u1ef1 chu\u1ea9n b\u1ecb \u0111\u1ea7u t\u01b0 m\u1ea1nh m\u1ebd v\u1ec1 m\u1eb7t c\u00f4ng ngh\u1ec7 t\u1eeb n\u0103m 2017 \u0111\u00e3 ch\u00ednh l\u00e0 \u0111\u1ed9ng l\u1ef1c th\u00fac \u0111\u1ea9y MB \u0111i nhanh h\u01a1n c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c trong vi\u1ec7c tri\u1ec3n khai d\u1ecbch v\u1ee5 BaaS tr\u00ean th\u1ecb tr\u01b0\u1eddng.<\/p>\n\n\n\n

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D\u1ef1a tr\u00ean nhu c\u1ea7u c\u00f3 th\u1ef1c c\u1ee7a kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p, \u0111\u1ed9i ng\u0169 MB \u0111\u00e3 thay \u0111\u1ed5i n\u1ec1n t\u1ea3ng c\u00f4ng ngh\u1ec7 c\u0169ng nh\u01b0 nh\u1eadn th\u1ee9c r\u00f5 h\u01a1n v\u1ec1 c\u00e1c t\u00ednh n\u0103ng, gi\u00e1 tr\u1ecb, \u0111i\u1ec3m kh\u00e1c bi\u1ec7t c\u1ee7a BaaS by MB Bank. \u0110i\u1ec1u \u0111\u00f3 \u0111\u00e3 ti\u1ebfp th\u00eam t\u1ef1 tin r\u1ea5t l\u1edbn cho \u0111\u1ed9i ng\u0169 kinh doanh \u0111\u1ea9y m\u1ea1nh gi\u1edbi thi\u1ec7u d\u1ecbch v\u1ee5 BaaS \u0111\u1ebfn t\u1ec7p kh\u00e1ch h\u00e0ng hi\u1ec7n h\u1eefu v\u1ed1n \u0111\u00e3 r\u1ea5t l\u1edbn c\u1ee7a MB. Ch\u00ednh s\u1ef1 ph\u1ed1i h\u1ee3p nh\u1ecbp nh\u00e0ng gi\u1eefa c\u00e1c ph\u00f2ng ban, chi nh\u00e1nh v\u00e0 H\u1ed9i s\u1edf xoay quanh nhu c\u1ea7u c\u1ee7a kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p \u0111\u00e3 gi\u00fap \u0111\u1ea9y nhanh vi\u1ec7c ti\u1ebfp c\u1eadn v\u00e0 tri\u1ec3n khai s\u1ea3n ph\u1ea9m BaaS cho kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p c\u1ee7a MB.<\/p>\n\n\n\n

Nh\u01b0 v\u1eady, c\u00f3 th\u1ec3 n\u00f3i BaaS by MB Bank l\u00e0 m\u1ed9t s\u1ea3n ph\u1ea9m xu\u1ea5t ph\u00e1t t\u1eeb nhu c\u1ea7u c\u1ee7a kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p, ph\u00e1t tri\u1ec3n v\u00e0 m\u1edf r\u1ed9ng kh\u00f4ng ng\u1eebng c\u00f9ng v\u1edbi nhu c\u1ea7u ng\u00e0y c\u00e0ng t\u0103ng t\u1eeb ch\u00ednh kh\u00e1ch h\u00e0ng. Ch\u00fang t\u00f4i lu\u00f4n l\u1ea5y kh\u00e1ch h\u00e0ng l\u00e0m tr\u1ecdng t\u00e2m, c\u00f4ng ngh\u1ec7 l\u00e0 \u0111\u1ed9ng l\u1ef1c ph\u00e1t tri\u1ec3n trong m\u1ecdi ho\u1ea1t \u0111\u1ed9ng ph\u00e1t tri\u1ec3n s\u1ea3n ph\u1ea9m.<\/p>\n\n\n\n

V\u1eady ch\u00ednh x\u00e1c th\u00ec \u0111\u1ecbnh v\u1ecb c\u1ee7a MB v\u1edbi s\u1ea3n ph\u1ea9m BaaS l\u00e0 g\u00ec, hay n\u00f3i c\u00e1ch kh\u00e1c, BaaS by MB Bank c\u00f3 v\u1ecb th\u1ebf ra sao tr\u00ean th\u1ecb tr\u01b0\u1eddng?<\/strong><\/em><\/p>\n\n\n\n

Anh Ph\u1ea1m \u0110\u1ee9c Duy:<\/strong><\/p>\n\n\n\n

M\u1ee5c ti\u00eau c\u1ee7a MB lu\u00f4n l\u00e0 m\u1ed9t trong nh\u1eefng ng\u00e2n h\u00e0ng c\u00f3 s\u1ed1 l\u01b0\u1ee3ng \u0111\u1ed1i t\u00e1c, kh\u00e1ch h\u00e0ng l\u1edbn nh\u1ea5t th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam. C\u1ee5 th\u1ec3 h\u01a1n, ch\u00fang t\u00f4i \u0111ang c\u00f3 tham v\u1ecdng d\u1eabn \u0111\u1ea7u v\u1ec1 m\u1ea3ng d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng nh\u01b0 ng\u00e2n h\u00e0ng c\u00f3 s\u1ed1 l\u01b0\u1ee3ng giao d\u1ecbch v\u1edbi c\u00e1c v\u00ed \u0111i\u1ec7n t\u1eed l\u1edbn nh\u1ea5t th\u1ecb tr\u01b0\u1eddng, ng\u00e2n h\u00e0ng c\u00f3 s\u1ed1 l\u01b0\u1ee3ng giao d\u1ecbch thanh to\u00e1n qua QR code l\u1edbn v\u00e0 \u0111a d\u1ea1ng nh\u1ea5t th\u1ecb tr\u01b0\u1eddng.<\/p>\n\n\n\n

Theo th\u00f4ng tin t\u1ea1i s\u1ef1 ki\u1ec7n H\u1ed9i ngh\u1ecb nh\u00e0 \u0111\u1ea7u t\u01b0 (Investors Conference 2024), n\u0103ng l\u1ef1c ph\u1ee5c v\u1ee5 giao d\u1ecbch tr\u00ean k\u00eanh s\u1ed1 c\u1ee7a MB hi\u1ec7n t\u01b0\u01a1ng \u0111\u01b0\u01a1ng c\u00e1c ng\u00e2n h\u00e0ng Top \u0111\u1ea7u ch\u00e2u \u00c1 v\u1edbi 97% kh\u1ed1i l\u01b0\u1ee3ng giao d\u1ecbch \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n qua k\u00eanh s\u1ed1. Quy m\u00f4 giao d\u1ecbch c\u1ee7a MB qua Napas thu\u1ed9c top 1 c\u00e1c ng\u00e2n h\u00e0ng trong 3 n\u0103m li\u00ean ti\u1ebfp (2021, 2022, 2023). S\u1ed1 l\u01b0\u1ee3ng giao d\u1ecbch tr\u00ean k\u00eanh s\u1ed1 ch\u1ea1m m\u1ed1c 3.6 t\u1ef7 giao d\u1ecbch, t\u0103ng 80% so v\u1edbi n\u0103m 2022. B\u00ean c\u1ea1nh \u0111\u00f3, MB l\u00e0 ng\u00e2n h\u00e0ng c\u00f3 d\u1ecbch v\u1ee5 BACS (Bankers\u2019 Automated Clearing System \u2013 d\u1ecbch v\u1ee5 thanh to\u00e1n t\u1ef1 \u0111\u1ed9ng gi\u1eefa c\u00e1c ng\u00e2n h\u00e0ng) phong ph\u00fa nh\u1ea5t th\u1ecb tr\u01b0\u1eddng, \u0111a d\u1ea1ng c\u00e1c s\u1ea3n ph\u1ea9m.<\/p>\n\n\n\n

V\u1edbi BaaS, hi\u1ec7n t\u1ea1i MB \u0111ang c\u00f3 2.830 nh\u00f3m s\u1ea3n ph\u1ea9m s\u1eb5n s\u00e0ng cung c\u1ea5p cho kh\u00e1ch h\u00e0ng. Trong \u0111\u00f3 c\u00f3 30 s\u1ea3n ph\u1ea9m \u0111\u00f3ng g\u00f3i to\u00e0n di\u1ec7n g\u1ea7n nh\u01b0 t\u1ea5t c\u1ea3 c\u00e1c d\u1ecbch v\u1ee5 c\u1ee7a ng\u00e2n h\u00e0ng bao g\u1ed3m m\u1edf t\u00e0i kho\u1ea3n thanh to\u00e1n, ti\u1ebft ki\u1ec7m, \u0111\u1ea7u t\u01b0, h\u1ea1n m\u1ee9c, v\u00e0 c\u00e1c d\u1ecbch v\u1ee5 phi t\u00e0i ch\u00ednh.<\/p>\n\n\n\n

T\u00f3m l\u1ea1i, \u0111\u1ecbnh v\u1ecb c\u1ee7a MB d\u00e0nh cho BaaS g\u1ed3m 3 m\u1ee5c ti\u00eau: <\/strong><\/p>\n\n\n\n

\u25cf<\/span> C\u00f3 s\u1ed1 l\u01b0\u1ee3ng kh\u00e1ch h\u00e0ng v\u00e0 quy m\u00f4 giao d\u1ecbch BACS l\u1edbn nh\u1ea5t th\u1ecb tr\u01b0\u1eddng.
\u25cf<\/span>\u00a0Chi\u1ebfm l\u0129nh m\u1ed9t s\u1ed1 l\u0129nh v\u1ef1c quan tr\u1ecdng li\u00ean quan \u0111\u1ebfn thanh to\u00e1n, v\u00ed \u0111i\u1ec7n t\u1eed.
<\/span>\u25cf<\/span>\u00a0C\u00f3 s\u1ed1 l\u01b0\u1ee3ng s\u1ea3n ph\u1ea9m v\u00e0 API k\u1ebft n\u1ed1i nhi\u1ec1u nh\u1ea5t, phong ph\u00fa nh\u1ea5t tr\u00ean th\u1ecb tr\u01b0\u1eddng.<\/p>\n\n\n\n

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\"\"<\/div>\n\n\n\n

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H\u01a1n th\u1ebf n\u1eefa, ch\u00fang t\u00f4i kh\u00f4ng ng\u1eebng tinh ch\u1ec9nh, n\u00e2ng cao d\u1ecbch v\u1ee5 c\u1ee7a m\u00ecnh \u0111\u1ec3 \u0111em \u0111\u1ebfn tr\u1ea3i nghi\u1ec7m v\u01b0\u1ee3t tr\u1ed9i cho kh\u00e1ch h\u00e0ng. \u0110\u1ed9i ng\u0169 l\u00e3nh \u0111\u1ea1o MB lu\u00f4n t\u00e2m ni\u1ec7m, vi\u1ec7c l\u1eafng nghe v\u00e0 nghi\u00ean c\u1ee9u ph\u1ea3n h\u1ed3i t\u1eeb kh\u00e1ch h\u00e0ng \u0111\u1ec3 l\u00e0m c\u01a1 s\u1edf n\u00e2ng cao tr\u1ea3i nghi\u1ec7m d\u1ecbch v\u1ee5 ch\u00ednh l\u00e0 ti\u1ec1n \u0111\u1ec1 v\u1eefng ch\u1eafc cho vi\u1ec7c ph\u00e1t tri\u1ec3n kh\u00e1ch h\u00e0ng v\u00e0 quy m\u00f4 giao d\u1ecbch. Ch\u1ea5t l\u01b0\u1ee3ng l\u00e0m n\u00ean th\u01b0\u01a1ng hi\u1ec7u m\u00e0 MB \u0111\u00e3 x\u00e2y d\u1ef1ng trong su\u1ed1t 30 n\u0103m qua.<\/p>\n\n\n\n

Nh\u1eefng l\u1ee3i \u00edch c\u1ee5 th\u1ec3 m\u00e0 c\u00e1c doanh nghi\u1ec7p, t\u1ed5 ch\u1ee9c nh\u1eadn \u0111\u01b0\u1ee3c khi s\u1eed d\u1ee5ng BaaS so v\u1edbi vi\u1ec7c t\u1ef1 ph\u00e1t tri\u1ec3n c\u00e1c gi\u1ea3i ph\u00e1p ri\u00eang l\u00e0 g\u00ec, th\u01b0a anh?<\/strong><\/em><\/p>\n\n\n\n

Anh Ph\u1ea1m \u0110\u1ee9c Duy:<\/strong> <\/p>\n\n\n\n


Kim ch\u1ec9 nam c\u1ee7a MB l\u00e0 l\u1ea5y kh\u00e1ch h\u00e0ng l\u00e0m trung t\u00e2m. V\u1edbi kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p, vi\u1ec7c t\u00edch h\u1ee3p c\u00e1c nghi\u1ec7p v\u1ee5 BaaS c\u1ee7a MB gi\u00fap t\u1ef1 \u0111\u1ed9ng h\u00f3a c\u00e1c quy tr\u00ecnh qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh<\/strong>, cung c\u1ea5p d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh, thanh to\u00e1n<\/strong> m\u00e0 kh\u00f4ng c\u1ea7n t\u1ef1 ph\u00e1t tri\u1ec3n ri\u00eang.<\/p>\n\n\n\n

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\"baas-by-mbbank-5\"<\/div>\n\n\n\n

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L\u1ee3i \u00edch l\u1edbn nh\u1ea5t<\/strong> ch\u00ednh l\u00e0 cung c\u1ea5p \u0111a d\u1ea1ng ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n, d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh cho kh\u00e1ch h\u00e0ng, ng\u01b0\u1eddi d\u00f9ng cu\u1ed1i c\u1ee7a doanh nghi\u1ec7p. \u0110\u00e2y l\u00e0 \u0111i\u1ec3m m\u1ea1nh l\u1edbn nh\u1ea5t, gi\u00fap doanh nghi\u1ec7p cung c\u1ea5p nhi\u1ec1u l\u1ef1a ch\u1ecdn thanh to\u00e1n t\u00e0i ch\u00ednh cho ng\u01b0\u1eddi d\u00f9ng cu\u1ed1i, kh\u00e1ch h\u00e0ng c\u1ee7a h\u1ecd, t\u1eeb \u0111\u00f3 t\u1ea1o ra l\u1ee3i th\u1ebf c\u1ea1nh tranh v\u01b0\u1ee3t tr\u1ed9i so v\u1edbi c\u00e1c \u0111\u1ed1i th\u1ee7 kh\u00f4ng c\u00f3 kh\u1ea3 n\u0103ng t\u00edch h\u1ee3p c\u00e1c ph\u01b0\u01a1ng th\u1ee9c t\u00e0i ch\u00ednh \u0111a d\u1ea1ng.<\/p>\n\n\n\n

L\u1ee3i \u00edch l\u1edbn th\u1ee9 2<\/strong> \u0111\u1ebfn t\u1eeb t\u1ec7p kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n l\u00ean \u0111\u1ebfn g\u1ea7n 30 tri\u1ec7u ng\u01b0\u1eddi c\u1ee7a MB. Khi kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p gia nh\u1eadp h\u1ec7 sinh th\u00e1i BaaS by MB Bank, h\u1ecd s\u1ebd c\u00f3 c\u01a1 h\u1ed9i cung c\u1ea5p d\u1ecbch v\u1ee5 cho kh\u00e1ch h\u00e0ng trong h\u1ec7 sinh th\u00e1i c\u1ee7a MB, t\u1eeb \u0111\u00f3 gia t\u0103ng hi\u1ec7u qu\u1ea3 kinh doanh v\u00e0 n\u00e2ng cao gi\u00e1 tr\u1ecb th\u01b0\u01a1ng hi\u1ec7u.<\/p>\n\n\n\n

L\u1ee3i \u00edch th\u1ee9 3<\/strong> li\u00ean quan \u0111\u1ebfn vi\u1ec7c ki\u1ec3m k\u00ea, r\u00e0 so\u00e1t d\u1eef li\u1ec7u an to\u00e0n cho kh\u00e1ch h\u00e0ng. C\u00f3 r\u1ea5t nhi\u1ec1u r\u1ee7i ro li\u00ean quan \u0111\u1ebfn th\u1ea5t tho\u00e1t nh\u01b0 nh\u00e2n vi\u00ean, chi nh\u00e1nh trong h\u1ec7 th\u1ed1ng c\u1ee7a kh\u00e1ch h\u00e0ng ghi nh\u1eadn giao d\u1ecbch sai. C\u00e1c c\u00f4ng c\u1ee5 m\u00e0 MB cung c\u1ea5p gi\u00fap ch\u1ee7 doanh nghi\u1ec7p c\u00f3 th\u1ec3 xem \u0111\u01b0\u1ee3c chi ti\u1ebft b\u00e1o c\u00e1o d\u00f2ng ti\u1ec1n t\u1eeb c\u00e1c c\u1eeda h\u00e0ng\/\u0111i\u1ec3m b\u00e1n, c\u1eeda h\u00e0ng n\u00e0o b\u00e1n \u0111\u01b0\u1ee3c bao nhi\u00eau v\u00e0 kh\u00f4ng ph\u1ea3i \u0111i ki\u1ec3m k\u00ea t\u00e0i s\u1ea3n. Nh\u1edd \u0111\u00f3, gi\u1ea3m thi\u1ec3u r\u1ee7i ro th\u1ea5t tho\u00e1t h\u00e0ng h\u00f3a v\u00e0 t\u00e0i ch\u00ednh. <\/p>\n\n\n\n

Ngo\u00e0i ra, BaaS by MB Bank c\u00f2n cung c\u1ea5p cho \u0111\u1ed1i t\u00e1c c\u01a1 s\u1edf \u0111\u1ec3 \u0111\u00e1nh gi\u00e1 h\u00e0nh vi kh\u00e1ch h\u00e0ng, t\u00ecnh h\u00ecnh kinh doanh th\u1ef1c t\u1ebf, t\u1eeb \u0111\u00f3 gi\u00fap doanh nghi\u1ec7p qu\u1ea3n tr\u1ecb hi\u1ec7u qu\u1ea3 doanh thu, chi ph\u00ed, \u0111\u1ed3ng th\u1eddi \u0111\u01b0a ra c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh b\u00e1n h\u00e0ng hi\u1ec7u qu\u1ea3.<\/p>\n\n\n\n

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\"baas-by-mbbank-6\"<\/div>\n\n\n\n

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Vi\u1ec7c tri\u1ec3n khai k\u1ebft n\u1ed1i c\u00f4ng ngh\u1ec7 ch\u1eafc ch\u1eafn g\u1eb7p kh\u00f4ng \u00edt kh\u00f3 kh\u0103n, th\u1eed th\u00e1ch. Ph\u1ea3n h\u1ed3i c\u1ee7a kh\u00e1ch h\u00e0ng v\u1ec1 qu\u00e1 tr\u00ecnh tri\u1ec3n khai h\u1ec7 th\u1ed1ng, k\u1ebft n\u1ed1i API v\u00e0 ch\u0103m s\u00f3c kh\u00e1ch h\u00e0ng nh\u01b0 th\u1ebf n\u00e0o, th\u01b0a anh?<\/strong><\/em><\/p>\n\n\n\n

Anh Tr\u1ecbnh Minh \u0110\u1ee9c:<\/strong><\/p>\n\n\n\n

Ch\u00fang t\u00f4i c\u00f3 nhi\u1ec1u \u0111\u1ed1i t\u00e1c kh\u00f4ng ch\u1ec9 h\u1ee3p t\u00e1c v\u1edbi MB m\u00e0 c\u00f2n l\u00e0m song song v\u1edbi nhi\u1ec1u ng\u00e2n h\u00e0ng kh\u00e1c nhau. Th\u00f4ng qua ph\u1ea3n h\u1ed3i c\u1ee7a kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p, ch\u00fang t\u00f4i th\u1ea5y MB c\u00f3 m\u1ed9t s\u1ed1 \u0111i\u1ec3m n\u1ed5i tr\u1ed9i h\u01a1n nh\u01b0 sau:<\/p>\n\n\n\n

\u0110\u1ea7u ti\u00ean l\u00e0 kh\u1ea3 n\u0103ng \u0111\u00e1p \u1ee9ng nhanh ch\u00f3ng nhu c\u1ea7u c\u1ee7a kh\u00e1ch h\u00e0ng ch\u1ec9 trong 2-3 tu\u1ea7n v\u1edbi m\u1ed9t d\u1ecbch v\u1ee5.<\/strong> MB hi\u1ec7n c\u00f3 30 g\u00f3i s\u1ea3n ph\u1ea9m v\u00e0 h\u01a1n 1.200 API s\u1eb5n c\u00f3 n\u00ean v\u1edbi b\u1ea5t k\u1ef3 y\u00eau c\u1ea7u n\u00e0o t\u1eeb kh\u00e1ch h\u00e0ng, ch\u00fang t\u00f4i \u0111\u1ec1u c\u00f3 th\u1ec3 linh ho\u1ea1t k\u1ebft h\u1ee3p v\u00e0 tri\u1ec3n khai cung c\u1ea5p ngay s\u1ea3n ph\u1ea9m ph\u00f9 h\u1ee3p. Trong khi c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c c\u00f3 th\u1ec3 m\u1ea5t \u0111\u1ebfn 2 th\u00e1ng \u0111\u1ec3 x\u1eed l\u00fd y\u00eau c\u1ea7u, ch\u00fang t\u00f4i ch\u1ec9 c\u1ea7n 2 tu\u1ea7n.<\/p>\n\n\n\n

\u01afu \u0111i\u1ec3m ti\u1ebfp theo c\u1ee7a BaaS by MB ch\u00ednh l\u00e0 t\u00ednh linh ho\u1ea1t.<\/strong> Y\u1ebfu t\u1ed1 n\u00e0y r\u1ea5t quan tr\u1ecdng, v\u00ec kh\u00f4ng ph\u1ea3i t\u1ea5t c\u1ea3 c\u00e1c \u0111\u1ed1i t\u00e1c \u0111\u1ec1u s\u1edf h\u1eefu c\u00f4ng ngh\u1ec7 ph\u00f9 h\u1ee3p \u0111\u1ec3 c\u00f3 th\u1ec3 k\u1ebft n\u1ed1i khai th\u00e1c d\u1ecbch v\u1ee5 m\u1ed9t c\u00e1ch hi\u1ec7u qu\u1ea3. C\u00f2n \u0111\u1ed1i v\u1edbi MB, d\u1ecbch v\u1ee5 BaaS cung c\u1ea5p nhi\u1ec1u gi\u1ea3i ph\u00e1p \u0111\u00f3ng g\u00f3i m\u00e0 kh\u00f4ng y\u00eau c\u1ea7u t\u00edch h\u1ee3p h\u1ec7 th\u1ed1ng, v\u1eabn cho ph\u00e9p kh\u00e1ch h\u00e0ng d\u1ec5 d\u00e0ng c\u00e0i \u0111\u1eb7t v\u00e0 s\u1eed d\u1ee5ng. C\u00e1c gi\u1ea3i ph\u00e1p n\u00e0y bao g\u1ed3m t\u1eeb ch\u1ee9c n\u0103ng thanh to\u00e1n cho \u0111\u1ebfn qu\u1ea3n l\u00fd doanh thu tr\u00ean c\u00e1c \u1ee9ng d\u1ee5ng.<\/p>\n\n\n\n

Th\u1ee9 3 l\u00e0 v\u1ec1 m\u1eb7t c\u00f4ng ngh\u1ec7 v\u00e0 n\u1ec1n t\u1ea3ng.<\/strong> MB s\u1edf h\u1eefu kh\u1ea3 n\u0103ng x\u1eed l\u00fd c\u00f4ng ngh\u1ec7 v\u00e0 d\u1eef li\u1ec7u l\u1edbn m\u1ed9t c\u00e1ch nhanh ch\u00f3ng, m\u01b0\u1ee3t m\u00e0, cho ph\u00e9p th\u1ef1c hi\u1ec7n nhi\u1ec1u giao d\u1ecbch \u0111\u1ed3ng th\u1eddi, \u0111\u1eb7c bi\u1ec7t ph\u00f9 h\u1ee3p v\u1edbi c\u00e1c \u0111\u1ed1i t\u00e1c c\u00f3 quy m\u00f4 giao d\u1ecbch l\u1edbn.<\/p>\n\n\n\n

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\"\"<\/div>\n\n\n\n

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\"baas-by-mbbank-subheadline-2\"<\/div>\n\n\n\n

<\/p>\n\n\n\n

BaaS by MB Bank t\u1eadn d\u1ee5ng n\u1ec1n t\u1ea3ng c\u00f4ng ngh\u1ec7 hi\u1ec7n \u0111\u1ea1i, linh ho\u1ea1t \u0111\u1ec3 mang \u0111\u1ebfn nh\u1eefng gi\u1ea3i ph\u00e1p t\u00e0i ch\u00ednh nhanh ch\u00f3ng v\u00e0 li\u1ec1n m\u1ea1ch cho doanh nghi\u1ec7p. <\/p>\n\n\n\n

Th\u00f4ng qua h\u1ec7 th\u1ed1ng API m\u1ea1nh m\u1ebd v\u00e0 ki\u1ebfn tr\u00fac Microservice, MB cho ph\u00e9p c\u00e1c doanh nghi\u1ec7p d\u1ec5 d\u00e0ng t\u00edch h\u1ee3p d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng tr\u1ef1c ti\u1ebfp v\u00e0o n\u1ec1n t\u1ea3ng c\u1ee7a h\u1ecd, gi\u00fap ti\u1ebft ki\u1ec7m chi ph\u00ed v\u00e0 th\u1eddi gian tri\u1ec3n khai. Song song v\u1edbi \u0111\u00f3, c\u00f4ng ngh\u1ec7 \u1ea3o h\u00f3a (Containerization) gi\u00fap \u0111\u00f3ng g\u00f3i, tri\u1ec3n khai v\u00e0 qu\u1ea3n l\u00fd c\u00e1c d\u1ecbch v\u1ee5 v\u00e0 t\u00e0i nguy\u00ean trong m\u1ed9t m\u00f4i tr\u01b0\u1eddng t\u00e1ch bi\u1ec7t, \u0111\u1ed9c l\u1eadp v\u1edbi c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh kh\u00e1c mang l\u1ea1i s\u1ef1 ch\u00ednh x\u00e1c, nhanh ch\u00f3ng v\u00e0 hi\u1ec7u su\u1ea5t cao nh\u1ea5t khi v\u1eadn h\u00e0nh.<\/p>\n\n\n\n

Hai y\u1ebfu t\u1ed1 n\u00e0y k\u1ebft h\u1ee3p l\u1ea1i \u0111\u00e3 gi\u00fap BaaS by MB Bank tr\u1edf th\u00e0nh gi\u1ea3i ph\u00e1p t\u00e0i ch\u00ednh s\u1ed1 h\u00f3a v\u1edbi th\u1ebf m\u1ea1nh c\u00f4ng ngh\u1ec7 cao, \u0111\u00e1p \u1ee9ng t\u1ed1i \u0111a nhu c\u1ea7u v\u00e0 k\u1ef3 v\u1ecdng c\u1ee7a kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p, ng\u01b0\u1eddi d\u00f9ng trong th\u1eddi \u0111\u1ea1i c\u00f4ng ngh\u1ec7 s\u1ed1 m\u00e0 kh\u00f4ng c\u1ea7n tr\u1ef1c ti\u1ebfp c\u00f3 t\u00e0i kho\u1ea3n MB.<\/p>\n\n\n\n

V\u1ec1 m\u1eb7t c\u00f4ng ngh\u1ec7, \u0111\u00e2u l\u00e0 y\u1ebfu t\u1ed1 t\u1ea1o n\u00ean th\u00e0nh c\u00f4ng c\u1ee7a m\u00f4 h\u00ecnh n\u00e0y, theo anh?<\/strong><\/em><\/p>\n\n\n\n

Anh Tr\u1ecbnh Minh \u0110\u1ee9c: <\/strong><\/p>\n\n\n\n

Nh\u01b0 anh Duy \u0111\u00e3 chia s\u1ebb, MB b\u1eaft \u0111\u1ea7u chuy\u1ec3n \u0111\u1ed5i s\u1ed1 t\u1eeb n\u0103m 2017 nh\u01b0ng \u0111\u1ebfn n\u0103m 2020-2021, \u201cNh\u00e0 m\u00e1y s\u1ed1\u201d BaaS m\u1edbi \u0111\u01b0\u1ee3c th\u00e0nh l\u1eadp, v\u00ec c\u00f4ng ngh\u1ec7 c\u1ee7a m\u00ecnh c\u1ea7n c\u1ea3i ti\u1ebfn th\u00eam. <\/p>\n\n\n\n

\u0110\u1eb7c bi\u1ec7t, th\u1ecb tr\u01b0\u1eddng c\u00f4ng ngh\u1ec7 \u1edf giai \u0111o\u1ea1n 2019-2020 c\u0169ng ghi nh\u1eadn m\u1ed9t s\u1ef1 chuy\u1ec3n d\u1ecbch r\u1ea5t l\u1edbn. C\u1ee5 th\u1ec3 \u1edf \u0111\u00e2y l\u00e0 s\u1ef1 d\u1ecbch chuy\u1ec3n t\u1eeb ki\u1ebfn tr\u00fac Monolithic sang Microservice<\/strong>. <\/p>\n\n\n\n

Monolithic x\u00e2y d\u1ef1ng \u1ee9ng d\u1ee5ng d\u1ef1a tr\u00ean m\u1ed9t c\u1ea5u tr\u00fac duy nh\u1ea5t, trong \u0111\u00f3 t\u1ea5t c\u1ea3 c\u00e1c th\u00e0nh ph\u1ea7n v\u00e0 ch\u1ee9c n\u0103ng \u0111\u01b0\u1ee3c t\u00edch h\u1ee3p v\u00e0o m\u1ed9t codebase l\u1edbn. \u0110i\u1ec1u n\u00e0y gi\u00fap t\u0103ng hi\u1ec7u su\u1ea5t cho c\u00e1c t\u00e1c v\u1ee5 \u0111\u01a1n gi\u1ea3n, \u00edt ph\u1ee9c t\u1ea1p. Tuy nhi\u00ean, vi\u1ec7c m\u1edf r\u1ed9ng Monolithic tr\u1edf n\u00ean kh\u00f3 kh\u0103n khi \u1ee9ng d\u1ee5ng li\u00ean t\u1ee5c ph\u1ea3i ph\u00e1t tri\u1ec3n v\u00e0 nhu c\u1ea7u s\u1eed d\u1ee5ng t\u0103ng l\u00ean.<\/p>\n\n\n\n

C\u00f2n Microservice, m\u00f4 h\u00ecnh ph\u00e2n t\u00e1ch \u1ee9ng d\u1ee5ng th\u00e0nh c\u00e1c d\u1ecbch v\u1ee5 nh\u1ecf \u0111\u1ed9c l\u1eadp, cho ph\u00e9p m\u1edf r\u1ed9ng linh ho\u1ea1t theo nhu c\u1ea7u. M\u1ed7i d\u1ecbch v\u1ee5 c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c m\u1edf r\u1ed9ng ri\u00eang bi\u1ec7t v\u00e0 qu\u1ea3n l\u00fd \u0111\u1ed9c l\u1eadp. \u0110i\u1ec1u n\u00e0y gi\u00fap c\u1ea3i thi\u1ec7n hi\u1ec7u su\u1ea5t v\u00e0 kh\u1ea3 n\u0103ng m\u1edf r\u1ed9ng c\u1ee7a \u1ee9ng d\u1ee5ng khi t\u1ea3i t\u0103ng. \u0110\u1ed3ng th\u1eddi chi ph\u00ed d\u00e0nh cho s\u1ef1 ph\u00e1t tri\u1ec3n gi\u1ea3m xu\u1ed1ng, \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c c\u1ea3 hi\u1ec7u n\u0103ng t\u1ed1t n\u1eefa, t\u1ee9c l\u00e0 ph\u1ee5c v\u1ee5 \u0111\u01b0\u1ee3c r\u1ea5t nhi\u1ec1u kh\u00e1ch h\u00e0ng c\u00f9ng th\u1eddi \u0111i\u1ec3m. Hi\u1ec3u \u0111\u01b0\u1ee3c nh\u1eefng l\u1ee3i \u00edch \u0111\u00f3, c\u00e1c k\u1ef9 s\u01b0 c\u1ee7a MB \u0111\u00e3 nhanh ch\u00f3ng b\u1eaft nh\u1ecbp v\u1edbi s\u1ef1 d\u1ecbch chuy\u1ec3n qua t\u1eeb monolithic sang microservice.<\/p>\n\n\n\n

Microservice \u0111em \u0111\u1ebfn cho c\u00e1c b\u1ea1n l\u1eadp tr\u00ecnh vi\u00ean m\u1ed9t s\u00e2n ch\u01a1i r\u1ea5t r\u1ed9ng, n\u01a1i m\u00e0 m\u1ecdi ng\u01b0\u1eddi c\u00f3 th\u1ec3 \u00e1p d\u1ee5ng nh\u1eefng \u00fd t\u01b0\u1edfng v\u00e0 c\u00f4ng ngh\u1ec7 c\u1ee7a m\u00ecnh v\u00e0o c\u00e1c d\u1ef1 \u00e1n, c\u00e1c y\u00eau c\u1ea7u m\u1edbi \u0111\u1ea7y th\u00fa v\u1ecb t\u1eeb doanh nghi\u1ec7p. T\u00f4i \u0111\u00e1nh gi\u00e1 \u0111\u00e2y l\u00e0 \u0111i\u1ec3m quan tr\u1ecdng nh\u1ea5t m\u00e0 m\u00f4 h\u00ecnh banking microservice t\u1ea1i MB \u0111ang th\u1ef1c hi\u1ec7n.<\/p>\n\n\n\n

Theo t\u00f4i, s\u1ef1 chuy\u1ec3n d\u1ecbch t\u1eeb ki\u1ebfn tr\u00fac monolithic sang microservice l\u00e0 \u0111i\u1ec3m m\u1ea5u ch\u1ed1t v\u1ec1 c\u00f4ng ngh\u1ec7 d\u1eabn \u0111\u1ebfn th\u00e0nh c\u00f4ng c\u1ee7a BaaS t\u1ea1i MB hi\u1ec7n t\u1ea1i.<\/p>\n\n\n\n

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\"baas-by-mbbank-8.1\"<\/div>\n\n\n\n

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BaaS c\u1ee7a MB c\u00f3 h\u1ec7 sinh th\u00e1i s\u1ed1 bao tr\u00f9m v\u1edbi h\u01a1n 1000 API, anh c\u00f3 th\u1ec3 chia s\u1ebb v\u1ec1 h\u1ec7 th\u1ed1ng qu\u1ea3n l\u00fd API t\u1ea1i MB? C\u00e1ch t\u00edch h\u1ee3p c\u00e1c API b\u00ean trong v\u00e0 b\u00ean ngo\u00e0i v\u00e0o BaaS \u0111\u1ec3 duy tr\u00ec t\u00ednh \u0111\u1ed3ng nh\u1ea5t v\u00e0 b\u1ea3o m\u1eadt cho to\u00e0n b\u1ed9 n\u1ec1n t\u1ea3ng?<\/em><\/strong><\/p>\n\n\n\n

Anh Tr\u1ecbnh Minh \u0110\u1ee9c:<\/strong><\/p>\n\n\n\n

Vi\u1ec7c ph\u00e1t tri\u1ec3n API \u0111\u00f2i h\u1ecfi h\u1ec7 th\u1ed1ng qu\u1ea3n l\u00fd API ph\u1ea3i \u0111\u1ee7 m\u1ea1nh. \u0110i\u1ec1u n\u00e0y \u0111\u1ea3m b\u1ea3o t\u1ed5 ch\u1ee9c c\u00f3 th\u1ec3 tri\u1ec3n khai API m\u1ed9t c\u00e1ch linh ho\u1ea1t, an to\u00e0n, \u0111\u1ed3ng th\u1eddi b\u1ea3o m\u1eadt v\u00e0 t\u00f9y ch\u1ec9nh c\u00e1c API theo nhu c\u1ea7u. T\u01b0\u01a1ng t\u1ef1 nh\u01b0 c\u00e1c \u0111\u01a1n v\u1ecb kh\u00e1c, MB \u0111\u00e3 x\u00e2y d\u1ef1ng m\u1ed9t h\u1ec7 th\u1ed1ng API backend m\u1ea1nh m\u1ebd \u0111\u1ec3 h\u1ed7 tr\u1ee3 kh\u1ea3 n\u0103ng m\u1edf r\u1ed9ng v\u00e0 \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u \u0111a d\u1ea1ng n\u00f3i tr\u00ean.<\/p>\n\n\n\n

Tr\u01b0\u1edbc \u0111\u00e2y, vi\u1ec7c t\u00edch h\u1ee3p API v\u1edbi c\u00e1c t\u1ed5 ch\u1ee9c \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n theo t\u1eebng s\u1ea3n ph\u1ea9m ri\u00eang l\u1ebb, nh\u01b0ng sau th\u1eddi gian \u00e1p d\u1ee5ng, ch\u00fang t\u00f4i nh\u1eadn th\u1ea5y ph\u01b0\u01a1ng th\u1ee9c n\u00e0y ch\u01b0a th\u1ef1c s\u1ef1 t\u1ed1i \u01b0u. Do \u0111\u00f3, MB \u0111\u00e3 ph\u00e1t tri\u1ec3n m\u1ed9t trang web d\u00e0nh cho c\u00e1c nh\u00e0 ph\u00e1t tri\u1ec3n, cung c\u1ea5p t\u00e0i nguy\u00ean v\u00e0 gi\u1ea3i ph\u00e1p gi\u00fap c\u00e1c \u0111\u1ed1i t\u00e1c d\u1ec5 d\u00e0ng kh\u00e1m ph\u00e1 c\u00e1c s\u1ea3n ph\u1ea9m m\u00e3 ngu\u1ed3n m\u1edf c\u1ee7a MB. C\u00e1c k\u1ef9 s\u01b0 ph\u00e1t tri\u1ec3n ph\u1ea7n m\u1ec1m c\u0169ng c\u00f3 th\u1ec3 ch\u1ee7 \u0111\u1ed9ng k\u1ebft n\u1ed1i v\u00e0 th\u1eed nghi\u1ec7m vi\u1ec7c t\u00edch h\u1ee3p v\u1edbi API c\u1ee7a MB m\u1ed9t c\u00e1ch thu\u1eadn ti\u1ec7n.<\/p>\n\n\n\n

B\u00ean c\u1ea1nh \u0111\u00f3, h\u1ec7 sinh th\u00e1i c\u1ee7a MB \u0111\u00e3 \u00e1p d\u1ee5ng nhi\u1ec1u ti\u00eau chu\u1ea9n b\u1ea3o m\u1eadt ph\u1ed5 bi\u1ebfn tr\u00ean th\u1ebf gi\u1edbi nh\u01b0 PCI-DSS, Oauth 2.0. OpenID Connect, JWT (Json Web Token), Transport Layer Security (TLS)\u2026 Ngo\u00e0i ra c\u00e1c API c\u00f2n \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng m\u1ed9t s\u1ed1 gi\u1ea3i ph\u00e1p k\u1ef9 thu\u1eadt n\u1eb1m n\u00e2ng cao an ninh th\u00f4ng tin c\u1ee7a c\u00e1c API nh\u01b0: Multi-Factor Authentication \u2013 MFA, Digital Signature, M\u00e3 h\u00f3a d\u1eef li\u1ec7u (Symmetric Encryption), Rate-limit, Request-Throttling\u2026 nh\u1eb1m \u0111\u1ea3m b\u1ea3o c\u00e1c \u0111\u1ed1i t\u00e1c tu\u00e2n th\u1ee7 v\u00e0 tri\u1ec3n khai theo nh\u1eefng chu\u1ea9n m\u1ef1c an to\u00e0n cao nh\u1ea5t.<\/p>\n\n\n\n

C\u00f4ng ngh\u1ec7 Containerization (v\u00ed d\u1ee5 nh\u01b0 Docker, Kubernetes) \u0111\u00e3 h\u1ed7 tr\u1ee3 vi\u1ec7c tri\u1ec3n khai v\u00e0 v\u1eadn h\u00e0nh BaaS nh\u01b0 th\u1ebf n\u00e0o, th\u01b0a anh? V\u00e0 \u0111i\u1ec1u n\u00e0y mang l\u1ea1i l\u1ee3i \u00edch g\u00ec?<\/em><\/strong><\/p>\n\n\n\n

Anh Tr\u1ecbnh Minh \u0110\u1ee9c:<\/strong><\/p>\n\n\n\n

MB b\u1eaft \u0111\u1ea7u nghi\u00ean c\u1ee9u Microservice t\u1eeb n\u0103m 2019, song song \u0111\u00f3, ch\u00fang t\u00f4i c\u0169ng c\u00f3 tri\u1ec3n khai c\u00f4ng ngh\u1ec7 Containerization. Hi\u1ec7n t\u1ea1i, t\u1ea5t c\u1ea3 h\u1ec7 th\u1ed1ng v\u00e0 d\u1ecbch v\u1ee5 c\u1ee7a BaaS \u0111\u1ec1u \u0111ang s\u1eed d\u1ee5ng containerization l\u00e0 Docker. Vi\u1ec7c \u00e1p d\u1ee5ng c\u00f4ng ngh\u1ec7 n\u00e0y gi\u00fap quy tr\u00ecnh ph\u00e1t tri\u1ec3n tr\u1edf n\u00ean nhanh ch\u00f3ng, hi\u1ec7u qu\u1ea3 v\u00e0 ti\u1ebft ki\u1ec7m t\u00e0i nguy\u00ean.<\/p>\n\n\n\n

MB c\u0169ng t\u00edch h\u1ee3p CI\/CD v\u1edbi containerization, gi\u00fap quy tr\u00ecnh ph\u00e1t tri\u1ec3n, t\u1eeb kh\u00e2u l\u1eadp tr\u00ecnh \u0111\u1ebfn ki\u1ec3m th\u1eed, s\u1eeda l\u1ed7i v\u00e0 tri\u1ec3n khai l\u00ean h\u1ec7 th\u1ed1ng, \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n m\u1ed9t c\u00e1ch li\u1ec1n m\u1ea1ch v\u00e0 g\u1ecdn g\u00e0ng.
\u0110i\u1ec3m n\u1ed5i b\u1eadt c\u1ee7a MB l\u00e0 t\u1eeb n\u0103m 2019, c\u00e1c k\u1ef9 s\u01b0 c\u1ee7a MB \u0111\u00e3 t\u1ef1 x\u00e2y d\u1ef1ng v\u00e0 ph\u00e1t tri\u1ec3n k\u1ef9 thu\u1eadt n\u00e0y. \u0110\u00e2y l\u00e0 m\u1ed9t trong nh\u1eefng kh\u00e1c bi\u1ec7t ch\u00ednh gi\u00fap MB v\u01b0\u1ee3t tr\u1ed9i so v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c v\u1ec1 th\u1ebf m\u1ea1nh c\u00f4ng ngh\u1ec7 cho BaaS.<\/p>\n\n\n\n

Nh\u1eefng th\u00e1ch th\u1ee9c k\u1ef9 thu\u1eadt n\u00e0o m\u00e0 \u0111\u1ed9i ng\u0169 c\u00f4ng ngh\u1ec7 c\u1ee7a MB g\u1eb7p ph\u1ea3i trong qu\u00e1 tr\u00ecnh ph\u00e1t tri\u1ec3n v\u00e0 tri\u1ec3n khai BaaS?<\/em><\/strong><\/p>\n\n\n\n

Anh Tr\u1ecbnh Minh \u0110\u1ee9c:<\/strong><\/p>\n\n\n\n

Th\u00e1ch th\u1ee9c \u0111\u1ea7u ti\u00ean<\/strong> \u0111\u1ebfn t\u1eeb vi\u1ec7c t\u1ec7p kh\u00e1ch h\u00e0ng v\u00e0 c\u00e1c d\u1ecbch v\u1ee5 \u0111\u1ec1u t\u0103ng tr\u01b0\u1edfng nhanh ch\u00f3ng h\u00e0ng n\u0103m, \u0111\u00f2i h\u1ecfi h\u1ec7 th\u1ed1ng ph\u1ea3i lu\u00f4n duy tr\u00ec s\u1ef1 \u1ed5n \u0111\u1ecbnh tuy\u1ec7t \u0111\u1ed1i.<\/p>\n\n\n\n

Th\u1ee9 hai<\/strong> l\u00e0 m\u1ed9t s\u1ea3n ph\u1ea9m c\u00f3 chi\u1ebfm \u0111\u01b0\u1ee3c \u01b0u th\u1ebf tr\u00ean th\u1ecb tr\u01b0\u1eddng hay kh\u00f4ng ph\u1ee5 thu\u1ed9c r\u1ea5t nhi\u1ec1u v\u00e0o t\u1ed1c \u0111\u1ed9 ra m\u1eaft s\u1ea3n ph\u1ea9m. Ch\u00fang t\u00f4i v\u1eeba ph\u1ea3i \u0111\u01b0a s\u1ea3n ph\u1ea9m ra th\u1ecb tr\u01b0\u1eddng nhanh ch\u00f3ng \u0111\u1ec3 ph\u1ee5c v\u1ee5 kh\u00e1ch h\u00e0ng, \u0111\u1ed3ng th\u1eddi v\u1eabn ph\u1ea3i \u0111\u1ea3m b\u1ea3o h\u1ec7 th\u1ed1ng \u1ed5n \u0111\u1ecbnh cho kh\u00e1ch h\u00e0ng hi\u1ec7n t\u1ea1i.<\/p>\n\n\n\n

Th\u1ee9 ba,<\/strong> th\u00e1ch th\u1ee9c v\u1ec1 an ninh m\u1ea1ng v\u00e0 b\u1ea3o m\u1eadt th\u00f4ng tin tr\u00ean m\u00f4i tr\u01b0\u1eddng internet, \u0111\u1eb7c bi\u1ec7t trong l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh, l\u00e0 m\u1ed9t v\u1ea5n \u0111\u1ec1 m\u00e0 h\u1ea7u h\u1ebft c\u00e1c t\u1ed5 ch\u1ee9c, bao g\u1ed3m MB, ph\u1ea3i \u0111\u1ed1i m\u1eb7t. \u0110\u1ed9 ph\u1ee9c t\u1ea1p c\u1ee7a b\u1ea3o m\u1eadt th\u00f4ng tin l\u00e0 m\u1ed1i quan t\u00e2m h\u00e0ng \u0111\u1ea7u.<\/p>\n\n\n\n

D\u00f9 \u0111\u1ed1i m\u1eb7t v\u1edbi nhi\u1ec1u th\u00e1ch th\u1ee9c, MB lu\u00f4n l\u1ea5y tri\u1ebft l\u00fd \u201cKh\u00e1ch h\u00e0ng l\u00e0 trung t\u00e2m\u201d l\u00e0m kim ch\u1ec9 nam v\u00e0 \u0111\u1ed9ng l\u1ef1c, t\u1eeb \u0111\u00f3 li\u00ean t\u1ee5c c\u1eadp nh\u1eadt, \u0111\u01b0a ra c\u00e1c gi\u1ea3i ph\u00e1p b\u1ea3o v\u1ec7 t\u1ed1i \u01b0u cho doanh nghi\u1ec7p v\u00e0 \u0111\u1ed1i t\u00e1c, nh\u1eb1m gi\u1ea3m thi\u1ec3u m\u1ecdi r\u1ee7i ro.<\/p>\n\n\n\n

Ngo\u00e0i ra, \u0111\u1ec3 v\u1eadn h\u00e0nh kh\u1ed1i l\u01b0\u1ee3ng th\u00f4ng tin l\u1edbn nh\u01b0 th\u1ebf th\u00ec ch\u1ee7 tr\u01b0\u01a1ng c\u1ee7a MB l\u00e0 c\u00e1c k\u1ef9 s\u01b0 MB ph\u1ea3i lu\u00f4n ch\u1ee7 \u0111\u1ed9ng h\u1ecdc h\u1ecfi \u0111\u1ec3 l\u00e0m ch\u1ee7 c\u00f4ng ngh\u1ec7, t\u1ee9c l\u00e0 ch\u00fang t\u00f4i kh\u00f4ng \u01b0u ti\u00ean vi\u1ec7c mua c\u00f4ng ngh\u1ec7 m\u00e0 lu\u00f4n h\u1ecdc h\u1ecfi v\u00e0 t\u1ef1 tri\u1ec3n khai \u2013 \u0111\u00fang theo t\u00f4n ch\u1ec9 \u201cl\u00e0m ch\u1ee7 c\u00f4ng ngh\u1ec7\u201d c\u1ee7a MB.<\/p>\n\n\n\n

M\u1ee5c ti\u00eau s\u1eafp t\u1edbi v\u1edbi BaaS?<\/em><\/strong><\/p>\n\n\n\n

Anh Ph\u1ea1m \u0110\u1ee9c Duy:<\/strong><\/p>\n\n\n\n

BaaS by MB Bank kh\u00f4ng ch\u1ec9 l\u00e0 gi\u1ea3i ph\u00e1p ng\u00e2n h\u00e0ng linh ho\u1ea1t v\u00e0 hi\u1ec7n \u0111\u1ea1i, m\u00e0 c\u00f2n l\u00e0 c\u1ea7u n\u1ed1i quan tr\u1ecdng gi\u00fap doanh nghi\u1ec7p t\u1ed1i \u01b0u h\u00f3a quy tr\u00ecnh d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh v\u00e0 t\u0103ng c\u01b0\u1eddng kh\u1ea3 n\u0103ng c\u1ea1nh tranh tr\u00ean th\u1ecb tr\u01b0\u1eddng. V\u1edbi h\u01a1n 1000 API v\u00e0 2.830 nh\u00f3m s\u1ea3n ph\u1ea9m, trong \u0111\u00f3 c\u00f3 30 s\u1ea3n ph\u1ea9m \u0111\u00f3ng g\u00f3i to\u00e0n di\u1ec7n, BaaS by MB Bank \u0111\u00e3 v\u00e0 \u0111ang cung c\u1ea5p cho c\u00e1c doanh nghi\u1ec7p m\u1ed9t h\u1ec7 sinh th\u00e1i t\u00e0i ch\u00ednh to\u00e0n di\u1ec7n v\u00e0 an to\u00e0n.<\/p>\n\n\n\n

Hi\u1ec7n t\u1ea1i, MB Bank \u0111\u00e3 h\u1ee3p t\u00e1c v\u1edbi 500 \u0111\u1ed1i t\u00e1c doanh nghi\u1ec7p v\u00e0 ph\u1ee5c v\u1ee5 120.000 kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 BaaS, d\u1ef1 ki\u1ebfn s\u1ebd \u0111\u1ea1t 150.000 kh\u00e1ch h\u00e0ng v\u00e0o cu\u1ed1i n\u0103m 2024 v\u00e0 s\u1ebd kh\u00f4ng ng\u1eebng n\u1ed7 l\u1ef1c th\u00fac \u0111\u1ea9y s\u1ef1 t\u0103ng tr\u01b0\u1edfng m\u1ea1nh m\u1ebd h\u01a1n v\u1ec1 n\u1ec1n t\u1ea3ng kh\u00e1ch h\u00e0ng trong t\u01b0\u01a1ng lai.<\/p>\n\n\n\n

Ch\u00e2n th\u00e0nh c\u1ea3m \u01a1n 2 anh v\u1ec1 bu\u1ed5i tr\u00f2 chuy\u1ec7n!<\/em><\/p>\n\n\n\n

N\u1ed9i dung: Di\u1ec7u Thanh. H\u00ecnh \u1ea3nh: NHN.<\/p>\n\n\n

\r\n\t\t\t\t<\/span> Post Views:<\/span> 1.272<\/span>\r\n\t\t\t<\/div><\/div>\n\n\n

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Tr\u1ea3i qua 30 n\u0103m h\u00ecnh th\u00e0nh v\u00e0 ph\u00e1t tri\u1ec3n, MB t\u1ef1 h\u00e0o \u0111\u1ed3ng h\u00e0nh v\u00e0 ph\u1ee5c v\u1ee5 h\u01a1n 30 tri\u1ec7u ng\u01b0\u1eddi d\u00e2n v\u00e0 doanh nghi\u1ec7p t\u1ea1i Vi\u1ec7t Nam. MB t\u1ef1 tin, v\u01b0\u01a1n m\u00ecnh m\u1ea1nh m\u1ebd, ki\u00ean tr\u00ec tr\u00ean h\u00e0nh tr\u00ecnh ph\u00e1t tri\u1ec3n m\u1ed9t h\u1ec7 sinh th\u00e1i to\u00e0n di\u1ec7n, kh\u00e1t v\u1ecdng v\u01b0\u01a1n t\u1ea7m khu v\u1ef1c v\u00e0 ch\u00e2u \u00c1.<\/p>\n\n\n\n

N\u0103m 2024 ti\u1ebfp t\u1ee5c ghi d\u1ea5u MB30 v\u1ec1 v\u0103n ho\u00e1 v\u00e0 con ng\u01b0\u1eddi v\u1edbi 02 gi\u1ea3i th\u01b0\u1edfng danh gi\u00e1 \u201cSustainable Workplace Awards \u2013 Doanh nghi\u1ec7p c\u00f3 m\u00f4i tr\u01b0\u1eddng l\u00e0m vi\u1ec7c b\u1ec1n v\u1eefng\u201d do HR Asia Awards (T\u1ea1p ch\u00ed nh\u00e2n s\u1ef1 uy t\u00edn h\u00e0ng \u0111\u1ea7u Ch\u00e2u \u00c1) v\u00e0 \u201cHappiness At Work \u2013 Doanh nghi\u1ec7p c\u00f3 Ngu\u1ed3n nh\u00e2n l\u1ef1c H\u1ea1nh ph\u00fac\u201d do Anphabe (T\u1ed5 ch\u1ee9c t\u01b0 v\u1ea5n ti\u00ean phong v\u1ec1 gi\u1ea3i ph\u00e1p Th\u01b0\u01a1ng hi\u1ec7u Nh\u00e0 tuy\u1ec3n d\u1ee5ng v\u00e0 M\u00f4i tr\u01b0\u1eddng l\u00e0m vi\u1ec7c) trao t\u1eb7ng.<\/p>\n\n\n\n

H\u1ea1nh ph\u00fac t\u1ea1i MB l\u00e0 con \u0111\u01b0\u1eddng x\u00e2y d\u1ef1ng ni\u1ec1m tin v\u00e0 t\u1ea1o ra gi\u00e1 tr\u1ecb cho Kh\u00e1ch h\u00e0ng. H\u1ea1nh ph\u00fac c\u1ee7a ng\u01b0\u1eddi MB \u0111\u1ebfn t\u1eeb h\u00e0nh tr\u00ecnh t\u00f2 m\u00f2 v\u00e0 khao kh\u00e1t kh\u00e1m ph\u00e1, h\u00e0nh tr\u00ecnh say m\u00ea c\u1ed1ng hi\u1ebfn v\u00e0 theo \u0111u\u1ed5i \u0111\u1ebfn t\u1eadn c\u00f9ng, h\u00e0nh tr\u00ecnh \u0111\u01b0\u1ee3c th\u00fac \u0111\u1ea9y ti\u1ebfp t\u1ee5c ph\u1ea5n \u0111\u1ea5u \u0111\u1ec3 g\u1eafn k\u1ebft c\u00f9ng s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a t\u1ed5 ch\u1ee9c. M\u1ed9t t\u1ed5 ch\u1ee9c ph\u00e1t tri\u1ec3n b\u1ec1n v\u1eefng c\u0169ng s\u1ebd l\u00e0 1 t\u1ed5 ch\u1ee9c t\u1ed1t nh\u1ea5t \u0111\u1ec3 l\u00e0m vi\u1ec7c v\u00e0 c\u1ed1ng hi\u1ebfn.<\/p>\n\n\n\n

B\u1ea1n mu\u1ed1n tham gia v\u00e0o cu\u1ed9c c\u00e1ch m\u1ea1ng c\u00f4ng ngh\u1ec7 n\u00e0y? Kh\u00e1m ph\u00e1 ngay c\u00e1c c\u01a1 h\u1ed9i vi\u1ec7c l\u00e0m IT t\u1ea1i MB v\u00e0 tr\u1edf th\u00e0nh m\u1ed9t ph\u1ea7n c\u1ee7a \u0111\u1ed9i ng\u0169 \u0111ang \u0111\u1ecbnh h\u00ecnh t\u01b0\u01a1ng lai t\u00e0i ch\u00ednh s\u1ed1 t\u1ea1i Vi\u1ec7t Nam.<\/p>\n\n\n\n

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Kh\u00e1m ph\u00e1 vi\u1ec7c l\u00e0m IT h\u1ea5p d\u1eabn t\u1ea1i MB!<\/span><\/span><\/span><\/a><\/div>\n\n\n\n

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ho\u1eb7c ti\u1ebfp c\u1eadn nhanh ch\u00f3ng m\u1ecdi th\u00f4ng tin h\u1eefu \u00edch v\u1ec1 s\u1ef1 nghi\u1ec7p IT trong ng\u00e0nh T\u00e0i ch\u00ednh \u2013 Ng\u00e2n h\u00e0ng t\u1ea1i \u0111\u00e2y<\/a>.<\/em><\/p>\n<\/div>\n<\/div>\n <\/div><\/section>\n","protected":false},"excerpt":{"rendered":"

D\u1ecbch v\u1ee5 BaaS (Banking as a Service) l\u00e0 m\u00f4 h\u00ecnh cung c\u1ea5p d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng th\u00f4ng qua vi\u1ec7c t\u00edch h\u1ee3p c\u00e1c API (Application Programming Interface) v\u00e0o h\u1ec7 th\u1ed1ng c\u1ee7a doanh nghi\u1ec7p ho\u1eb7c c\u00e1c n\u1ec1n t\u1ea3ng c\u00f4ng ngh\u1ec7 kh\u00e1c c\u00f3\u2026<\/p>\n","protected":false},"author":100,"featured_media":83724,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_gspb_post_css":"@import url(https:\/\/fonts.googleapis.com\/css?family=Roboto);#gspb_image-id-gsbp-3bb0bdf 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