{"id":73147,"date":"2024-06-09T10:00:41","date_gmt":"2024-06-09T03:00:41","guid":{"rendered":"https:\/\/itviec.com\/blog\/?p=73147"},"modified":"2025-04-14T14:03:27","modified_gmt":"2025-04-14T07:03:27","slug":"msb-va-hanh-trinh-chuyen-doi-so","status":"publish","type":"post","link":"https:\/\/itviec.com\/blog\/msb-va-hanh-trinh-chuyen-doi-so\/","title":{"rendered":"MSB v\u00e0 h\u00e0nh tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i s\u1ed1"},"content":{"rendered":"\n
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S\u1edbm n\u1eafm b\u1eaft xu h\u01b0\u1edbng, Ng\u00e2n h\u00e0ng TMCP H\u00e0ng H\u1ea3i Vi\u1ec7t Nam (MSB) \u0111\u1ecbnh h\u01b0\u1edbng vi\u1ec7c \u0111\u1ea9y m\u1ea1nh s\u1ed1 h\u00f3a l\u00e0 ph\u1ea7n quan tr\u1ecdng trong chi\u1ebfn l\u01b0\u1ee3c kinh doanh t\u1ed5ng th\u1ec3. Song song \u1ee9ng d\u1ee5ng chuy\u1ec3n \u0111\u1ed5i s\u1ed1 v\u1edbi s\u1ea3n ph\u1ea9m \u2013 d\u1ecbch v\u1ee5 v\u00e0 m\u00f4i tr\u01b0\u1eddng n\u1ed9i b\u1ed9, MSB \u0111ang mang t\u1edbi nh\u1eefng tr\u1ea3i nghi\u1ec7m m\u1edbi m\u1ebb cho kh\u00e1ch h\u00e0ng c\u0169ng nh\u01b0 c\u00e1n b\u1ed9 nh\u00e2n vi\u00ean.<\/i><\/b><\/p>\n\n\n\n

Chuy\u1ec3n \u0111\u1ed5i t\u1eeb t\u01b0 duy truy\u1ec1n th\u1ed1ng \u0111\u1ebfn t\u01b0 duy s\u1ed1<\/b><\/h3>\n\n\n\n

MSB \u0111ang h\u01b0\u1edbng \u0111\u1ebfn m\u1ed9t m\u1ee5c ti\u00eau \u0111\u1ea7y tham v\u1ecdng \u2013 tr\u1edf th\u00e0nh ng\u00e2n h\u00e0ng c\u00f3 ch\u1ea5t l\u01b0\u1ee3ng d\u1ecbch v\u1ee5 t\u1ed1t nh\u1ea5t d\u1ef1a tr\u00ean n\u1ec1n t\u1ea3ng s\u1ed1 h\u00f3a hi\u1ec7n \u0111\u1ea1i. \u0110\u1ec3 hi\u1ec7n th\u1ef1c h\u00f3a \u0111i\u1ec1u n\u00e0y, ngo\u00e0i s\u1ef1 \u0111\u1ea7u t\u01b0 nghi\u00eam t\u00fac cho c\u00e1c d\u1ef1 \u00e1n tr\u1ecdng y\u1ebfu, MSB c\u0169ng th\u1ef1c hi\u1ec7n vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i t\u01b0 duy to\u00e0n h\u1ec7 th\u1ed1ng, t\u1eeb ban l\u00e3nh \u0111\u1ea1o t\u1edbi t\u1eebng nh\u00e2n vi\u00ean. <\/span><\/p>\n\n\n\n

Thay th\u1ebf c\u00e1ch th\u1ee9c l\u00e0m vi\u1ec7c truy\u1ec1n th\u1ed1ng, MSB \u00e1p d\u1ee5ng ph\u01b0\u01a1ng ph\u00e1p ti\u1ebfp c\u1eadn theo m\u00f4 h\u00ecnh Agile @ Scale<\/strong>. M\u00f4 h\u00ecnh n\u00e0y cho ph\u00e9p MSB s\u00e1ng t\u1ea1o nh\u1eefng gi\u1ea3i ph\u00e1p xu\u1ea5t ph\u00e1t t\u1eeb nhu c\u1ea7u v\u00e0 tr\u1ea3i nghi\u1ec7m c\u1ee7a kh\u00e1ch h\u00e0ng, kh\u00f4ng \u0111\u01a1n thu\u1ea7n \u0111\u1ec3 \u0111\u00e1p \u1ee9ng \u201c\u0111\u1ec1 b\u00e0i chung\u201d c\u1ee7a th\u1ecb tr\u01b0\u1eddng. <\/span><\/p>\n\n\n\n

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\u201cQu\u00e1 tr\u00ecnh ra m\u1eaft s\u1ea3n ph\u1ea9m, thu th\u1eadp tr\u1ea3i nghi\u1ec7m v\u00e0 tinh ch\u1ec9nh gi\u1ea3i ph\u00e1p \u1edf MSB \u0111ang di\u1ec5n ra r\u1ea5t nhanh, nhanh h\u01a1n nhi\u1ec1u l\u1ea7n so v\u1edbi c\u00e1ch th\u1ee9c v\u1eadn h\u00e0nh c\u0169 c\u1ee7a h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng tr\u01b0\u1edbc \u0111\u00e2y. Ph\u01b0\u01a1ng ph\u00e1p Agile kh\u00f4ng ph\u1ea3i \u0111\u1ec3 MSB \u0111\u01b0a ra nh\u1eefng s\u1ea3n ph\u1ea9m ho\u00e0n h\u1ea3o ngay t\u1eeb b\u01b0\u1edbc \u0111\u1ea7u ti\u00ean, m\u00e0 \u0111\u1ec3 \u0111\u00e1p \u1ee9ng li\u00ean t\u1ee5c v\u00e0 \u201c\u0111\u00e1nh tr\u00fang\u201d nhu c\u1ea7u ng\u00e0y c\u00e0ng kh\u1eaft khe c\u1ee7a kh\u00e1ch h\u00e0ng v\u1edbi m\u1ee9c \u0111\u1ed9 sai s\u00f3t th\u1ea5p nh\u1ea5t\u201d \u2013 B\u00e0 \u0110inh Th\u1ecb T\u1ed1 Uy\u00ean \u2013 Ph\u00f3 T\u1ed5ng Gi\u00e1m \u0111\u1ed1c ki\u00eam Gi\u00e1m \u0111\u1ed1c Kh\u1ed1i Chi\u1ebfn l\u01b0\u1ee3c MSB chia s\u1ebb.<\/strong>  <\/span><\/p>\n<\/blockquote>\n\n\n\n

C\u00f3 th\u1ec3 th\u1ea5y s\u1ef1 hi\u1ec7n di\u1ec7n c\u1ee7a m\u00f4 h\u00ecnh n\u00e0y \u1edf h\u1ea7u h\u1ebft c\u00e1c d\u1ef1 \u00e1n tr\u1ecdng y\u1ebfu t\u1ea1i MSB. Ti\u00eau bi\u1ec3u nh\u01b0 Nh\u00e0 m\u00e1y s\u1ed1 (Digital Factory) v\u1edbi m\u1ee9c \u0111\u1ea7u t\u01b0 kho\u1ea3ng 2000 t\u1ef7 \u0111\u1ed3ng, hi\u1ec7n \u0111\u00e3 ho\u00e0n thi\u1ec7n vi\u1ec7c s\u1ed1 h\u00f3a ho\u00e0n to\u00e0n h\u00e0nh tr\u00ecnh kh\u00e1ch h\u00e0ng trong vay t\u00edn ch\u1ea5p, vay th\u1ebf ch\u1ea5p, \u0111\u0103ng k\u00fd th\u1ebb t\u00edn d\u1ee5ng v\u00e0 mua b\u1ea3o hi\u1ec3m. <\/span><\/p>\n\n\n\n

Hay v\u1edbi d\u1ef1 \u00e1n thay \u0111\u1ed5i core banking, MSB l\u00e0 \u0111\u01a1n v\u1ecb ti\u00ean phong tr\u00ean th\u1ecb tr\u01b0\u1eddng chuy\u1ec3n \u0111\u1ed5i h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng l\u00f5i m\u1edbi l\u00ean phi\u00ean b\u1ea3n T24 Transact hi\u1ec7n \u0111\u1ea1i h\u00e0ng \u0111\u1ea7u Vi\u1ec7t Nam. D\u1ef1 \u00e1n hi\u1ec7n \u0111\u00e3 ho\u00e0n thi\u1ec7n v\u00e0 core banking m\u1edbi \u0111\u00e3 ch\u00ednh th\u1ee9c ho\u1ea1t \u0111\u1ed9ng t\u1eeb 27\/4\/2024. <\/span><\/p>\n\n\n\n

Kh\u00f4ng ch\u1ec9 v\u1edbi kh\u00e1ch h\u00e0ng, MSB c\u0169ng \u0111ang tri\u1ec3n khai s\u1ed1 h\u00f3a v\u00e0 \u0111\u01a1n gi\u1ea3n h\u00f3a quy tr\u00ecnh n\u1ed9i b\u1ed9 v\u1edbi m\u1ee5c ti\u00eau gi\u1ea3m thi\u1ec3u 70% kh\u1ed1i l\u01b0\u1ee3ng c\u00f4ng vi\u1ec7c gi\u1ea5y t\u1edd v\u00e0o n\u0103m 2024. Ti\u1ebfp \u0111\u00f3 \u0111\u1ebfn 2025, ng\u00e2n h\u00e0ng k\u00ec v\u1ecdng \u0111\u01b0a ra m\u1ed9t ph\u01b0\u01a1ng th\u1ee9c l\u00e0m vi\u1ec7c m\u1edbi cho ph\u00e9p c\u00e1n b\u1ed9 nh\u00e2n vi\u00ean c\u00f3 th\u1ec3 l\u00e0m vi\u1ec7c t\u1eeb xa linh ho\u1ea1t \u0111\u1ec3 gia t\u0103ng hi\u1ec7u su\u1ea5t l\u00e0m vi\u1ec7c, n\u00e2ng cao t\u00ednh s\u1eb5n s\u00e0ng \u0111\u00e1p \u1ee9ng v\u00e0 th\u00edch \u1ee9ng linh ho\u1ea1t trong m\u1ecdi ho\u00e0n c\u1ea3nh, m\u1ecdi m\u00f4i tr\u01b0\u1eddng.<\/span><\/p>\n\n\n\n

T\u1ed1i \u01b0u h\u00f3a h\u00e0nh tr\u00ecnh kh\u00e1ch h\u00e0ng<\/b><\/h3>\n\n\n\n
\"msb-va-hanh-trinh-chuyen-doi-so-2\"<\/figure>\n\n\n\n

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M\u00f4 h\u00ecnh Agile \u0111\u00e3 t\u1ea1o c\u01a1 h\u1ed9i \u0111\u1ec3 MSB nhanh ch\u00f3ng ra m\u1eaft th\u1ecb tr\u01b0\u1eddng chu\u1ed7i s\u1ea3n ph\u1ea9m hi\u1ec7n \u0111\u1ea1i v\u1edbi h\u00e0nh tr\u00ecnh s\u1ed1 h\u00f3a t\u1eeb \u0111\u1ea7u t\u1edbi cu\u1ed1i. C\u1ee5 th\u1ec3, v\u1edbi kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n, MSB mang t\u1edbi ng\u01b0\u1eddi d\u00f9ng ti\u1ec7n \u00edch v\u1ec1 giao d\u1ecbch ho\u00e0n to\u00e0n tr\u1ef1c tuy\u1ebfn t\u1eeb b\u01b0\u1edbc m\u1edf t\u00e0i kho\u1ea3n t\u1edbi \u0111\u0103ng k\u00fd, ph\u00e1t h\u00e0nh v\u00e0 qu\u1ea3n l\u00fd s\u1ea3n ph\u1ea9m t\u00e0i ch\u00ednh nh\u01b0 th\u1ebb thanh to\u00e1n, mua b\u1ea3o hi\u1ec3m, th\u1ebb t\u00edn d\u1ee5ng hay kho\u1ea3n vay. <\/span><\/p>\n\n\n\n

MSB hi\u1ec7n \u0111ang tri\u1ec3n khai vi\u1ec7c c\u1ea5p v\u00e0 qu\u1ea3n l\u00fd t\u00edn d\u1ee5ng v\u1edbi c\u00e1c s\u1ea3n ph\u1ea9m t\u00edn ch\u1ea5p, th\u1ea5u chi online. Theo \u0111\u00f3, vi\u1ec7c \u0111\u0103ng k\u00fd vay c\u00f9ng qu\u00e1 tr\u00ecnh th\u1ea9m \u0111\u1ecbnh, ph\u00ea duy\u1ec7t \u0111\u01b0\u1ee3c s\u1ed1 h\u00f3a ho\u00e0n to\u00e0n, r\u00fat ng\u1eafn quy tr\u00ecnh t\u1eeb v\u00e0i ng\u00e0y xu\u1ed1ng c\u00f2n v\u00e0i gi\u1edd ho\u1eb7c v\u00e0i ph\u00fat. <\/span><\/p>\n\n\n\n

T\u01b0\u01a1ng t\u1ef1, \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p, MSB \u0111\u00e3 tri\u1ec3n khai nhi\u1ec1u s\u1ea3n ph\u1ea9m v\u00e0 ti\u1ec7n \u00edch \u0111\u00e1p \u1ee9ng nh\u1eefng nhu c\u1ea7u ng\u00e0y c\u00e0ng cao v\u1ec1 s\u1ed1 h\u00f3a nh\u01b0: m\u1edf t\u00e0i kho\u1ea3n, chuy\u1ec3n ti\u1ec1n nhanh, thanh to\u00e1n h\u00f3a \u0111\u01a1n, chuy\u1ec3n ti\u1ec1n qu\u1ed1c t\u1ebf, b\u00e1n ngo\u1ea1i t\u1ec7, gi\u1ea3i ng\u00e2n tr\u1ef1c tuy\u1ebfn\u2026 <\/span><\/p>\n\n\n\n

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\u0110\u1eb7c bi\u1ec7t, MSB c\u0169ng l\u00e0 ng\u00e2n h\u00e0ng \u0111\u1ea7u ti\u00ean t\u1ea1i Vi\u1ec7t Nam ra m\u1eaft gi\u1ea3i ph\u00e1p c\u1ea5p t\u00edn ch\u1ea5p \u0111\u1ebfn 15 t\u1ef7 gi\u00fap doanh nghi\u1ec7p c\u00f3 th\u1ec3 n\u1ed9p h\u1ed3 s\u01a1 v\u00e0 nh\u1eadn ph\u00ea duy\u1ec7t 100% online ch\u1ec9 trong 3 ng\u00e0y l\u00e0m vi\u1ec7c.<\/strong><\/p>\n<\/blockquote>\n\n\n\n

D\u1ef1a tr\u00ean n\u1ec1n t\u1ea3ng c\u00f4ng ngh\u1ec7 ti\u00ean ti\u1ebfn v\u00e0 d\u1eef li\u1ec7u \u0111\u00e1m m\u00e2y, MSB \u0111\u1eb7t m\u1ee5c ti\u00eau thi\u1ebft k\u1ebf v\u00e0 mang \u0111\u1ebfn kh\u00e1ch h\u00e0ng nh\u1eefng s\u1ea3n ph\u1ea9m \u201cthu\u1ea7n s\u1ed1\u201d, kh\u00f4ng ph\u1ea3i ch\u1ec9 s\u1ed1 h\u00f3a m\u1ed9t ph\u1ea7n hay t\u1eebng ph\u1ea7n. Do v\u1eady, MSB \u0111ang t\u1eebng b\u01b0\u1edbc ho\u00e0n th\u00e0nh tri\u1ec3n khai ch\u01b0\u01a1ng tr\u00ecnh STP (straight-through processing) – t\u1ef1 \u0111\u1ed9ng h\u00f3a t\u1eeb \u0111\u1ea7u t\u1edbi cu\u1ed1i to\u00e0n b\u1ed9 quy tr\u00ecnh, cho ph\u00e9p kh\u00e1ch h\u00e0ng t\u1ef1 x\u1eed l\u00fd c\u00e1c giao d\u1ecbch ho\u00e0n to\u00e0n tr\u1ef1c tuy\u1ebfn, t\u1eeb \u0111\u00f3 d\u1ec5 d\u00e0ng ti\u1ebfp c\u1eadn s\u1ea3n ph\u1ea9m ng\u00e2n h\u00e0ng v\u00e0 s\u1eed d\u1ee5ng linh ho\u1ea1t c\u00e1c d\u1ecbch v\u1ee5 kh\u00e1c m\u00e0 kh\u00f4ng c\u1ea7n thao t\u00e1c ph\u1ee9c t\u1ea1p hay tr\u1ee3 gi\u00fap t\u1eeb nh\u00e2n vi\u00ean.<\/span><\/p>\n\n\n\n

Trong giai \u0111o\u1ea1n t\u1eeb nay \u0111\u1ebfn 2025, MSB s\u1ebd ti\u1ebfp t\u1ee5c \u0111\u1ea7u t\u01b0 cho m\u1ea3ng c\u00f4ng ngh\u1ec7, hi\u1ec7n th\u1ef1c h\u00f3a m\u1ee5c ti\u00eau 70 \u0111\u1ebfn 80% giao d\u1ecbch \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n tr\u00ean k\u00eanh s\u1ed1, \u0111\u1ed3ng th\u1eddi gi\u1ea3m th\u1eddi gian s\u1ea3n ph\u1ea9m ra m\u1eaft th\u1ecb tr\u01b0\u1eddng xu\u1ed1ng 4 tu\u1ea7n\/s\u1ea3n ph\u1ea9m.<\/span><\/p>\n\n\n\n

\"msb-va-hanh-trinh-chuyen-doi-so-3\"<\/figure>\n\n\n\n

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MSB k\u1ef3 v\u1ecdng h\u00e0nh tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i s\u1ed1 s\u1ebd \u0111\u01b0\u1ee3c tri\u1ec3n khai m\u1ed9t c\u00e1ch th\u00f4ng su\u1ed1t, t\u1eeb \u0111\u1ea7u t\u1edbi cu\u1ed1i v\u1edbi tr\u1ea3i nghi\u1ec7m kh\u00e1ch h\u00e0ng tr\u00ean \u0111a k\u00eanh, t\u1eeb \u0111\u00f3 \u0111\u1ed3ng h\u00e0nh c\u00f9ng kh\u00e1ch h\u00e0ng \u201cv\u01b0\u01a1n t\u1ea7m\u201d trong m\u1ecdi giao d\u1ecbch t\u00e0i ch\u00ednh.<\/span><\/p>\n\n\n\n

Kh\u00e1m ph\u00e1 ngay c\u00e1c c\u01a1 h\u1ed9i <\/span>vi\u1ec7c l\u00e0m IT h\u1ea5p d\u1eabn<\/span><\/a> t\u1ea1i MSB, ho\u1eb7c ti\u1ebfp c\u1eadn nhanh ch\u00f3ng m\u1ecdi th\u00f4ng tin h\u1eefu \u00edch v\u1ec1 <\/span>s\u1ef1 nghi\u1ec7p IT trong ng\u00e0nh T\u00e0i ch\u00ednh – Ng\u00e2n h\u00e0ng t\u1ea1i \u0111\u00e2y<\/a>.<\/span><\/p>\n\n\n

\r\n\t\t\t\t<\/span> Post Views:<\/span> 1.684<\/span>\r\n\t\t\t<\/div>\n\n\n\n

N\u1ed9i dung v\u00e0 h\u00ecnh \u1ea3nh \u0111\u01b0\u1ee3c cung c\u1ea5p b\u1edfi MSB<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

S\u1edbm n\u1eafm b\u1eaft xu h\u01b0\u1edbng, Ng\u00e2n h\u00e0ng TMCP H\u00e0ng H\u1ea3i Vi\u1ec7t Nam (MSB) \u0111\u1ecbnh h\u01b0\u1edbng vi\u1ec7c \u0111\u1ea9y m\u1ea1nh s\u1ed1 h\u00f3a l\u00e0 ph\u1ea7n quan tr\u1ecdng trong chi\u1ebfn l\u01b0\u1ee3c kinh doanh t\u1ed5ng th\u1ec3. 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